Month: October 2010

Plan Loans Now Exempt from Truth in Lending Act

Effective July 1, the Federal Reserve amended Regulation Z to exempt most plan loans from the reporting and disclosure requirements found in…

Legal Brief – Plan Investment Fee Cases Gaining Some Ground

401(k) participants of Southern California Edison (SCE) won a key legal victory against their employer when Judge Stephen V. Wilson of the…

Regulatory Update – DOL Issues Fee Disclosure Rules

In July, the Department of Labor released its long-awaited, interim final regulations on plan fee disclosure. These rules amend the existing law…

Study Finds Employee’s Want Automatic Contribution Increases

A recent poll conducted by LIMRA, an association that provides research, consulting and other services to the financial services community, suggests that…

Vanguard’s Reconstitution of its Target Date Funds Suggests Further Shift in G.A.I.T.

Vanguard stated its intention to increase the international equity exposure of its target retirement funds, LifeStrategy Funds, and STAR Fund from approximately…